Mortgage Lending


Why choose American Bank of Missouri for your Mortgage Lending Partner?

Whether you want to lower your monthly payments, consolidate your debt, or purchase a home - we are here for you with options and experience. Our mortgage team is highly trained and experts at finding solutions. American Bank is your resource for mortgage service needs.

  • Local Decision Making
  • Competitive Rates
  • Customized Solutions
  • Low Down Payment Options

Our Options

We serve homebuyers and those wanting to refinance an existing mortgage. American Bank wants to make your home loan experience as clear and simple as possible. Our Mortgage Loan Officers, in-house processing, and underwriting group have the experience, expertise, and knowledge to guide you through the paperwork while helping you bring your dreams to life. Our loans are processed and underwritten locally so that the process of taking out a mortgage is smooth.

We offer the following mortgage plans:

  • 1st Time Homebuyer Programs
  • HomeOne 97% LTV conventional Loans
  • HomePossible
  • HomeReady
  • In house Home Renovation Loan products
  • Jumbo Loans
  • Portfolio Financing
  • United States Department of Agriculture (USDA)
  • Veterans Affairs (VA)
  • Construction-to-permanent Loans
  • Conventional
  • Down Payment Assistance programs
  • Federal Housing Administration (FHA)
  • Home Equity Lines of Credit

To learn if American Bank is the right mortgage partner for you, click Our Online Application.

Completing an online application is not considered a loan approval and does not guarantee an interest rate. For detailed information on loan approvals and mortgage rates, please connect with Our Team.

Learn More Apply Online Secure File Transfer

Mortgage Lending Blogs

Do You Have First-Time Homebuyer Anxiety?

  Here's What You Need to Know.

Fixed Rate versus Floating Rate:

  Which Interest Rate Structure is Best?


Mortgage Lending Team

For more information, contact one of our mortgage consultants to complete an application.

Dan S. Smith >

Dan Smith 1


Vice President
Mortgage Division Manager - All Markets


Email Dan

Dennis Lee Lykins >

Dennis 1


Mortgage Loan Officer - St. Joseph


Email Dennis

Mark A. Gast >

Mark Gast 1


Mortgage Loan Officer - Fulton 


Email Mark

Jacob J. Maier >

Jake 1


Mortgage Loan Officer - St. Louis Metro


Email Jacob

Deborah J. Gast >

Deborah Gast 1


Mortgage Loan Officer - Fulton


Email Deborah

Sharon A. Colbert >

Sharon 1


Mortgage Loan Officer - Hannibal


Email Sharon




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