Mortgage Lending


Our Complementary Mortgage Analysis May Save You Thousands.

American Bank of Missouri offers competitive low rates and pre-approval from a local loan officer in as little as a day to get the best loan suited for your needs in a welcoming and helpful environment that helps take the stress off our customers.

  • American Bank offers the Best Loan Solution and competitive rates
  • Customized Solution - We take the time to inform you through the application process
  • Communications is what sets us apart. We explain the options clearly to you which makes it easier for you to understand all the details
  • Our Mortgage Department is there for you when you need them

Call or Email us Today for More Information

(636) 795-0143  Secure Mortgage Contact

Our Options

We serve homebuyers and those wanting to refinance an existing mortgage. American Bank wants to make your home loan experience as clear and simple as possible. Our Mortgage Loan Officers, in-house processing, and underwriting group have the experience, expertise, and knowledge to guide you through the paperwork while helping you bring your dreams to life. Our loans are processed and underwritten locally so that the process of taking out a mortgage is smooth.

We offer the following mortgage plans:

  • 1st Time Homebuyer Programs
  • HomeOne 97% LTV conventional Loans
  • HomePossible
  • HomeReady
  • In house Home Renovation Loan products
  • Jumbo Loans
  • Portfolio Financing
  • United States Department of Agriculture (USDA)
  • Veterans Affairs (VA)
  • Construction-to-permanent Loans
  • Conventional
  • Down Payment Assistance programs
  • Federal Housing Administration (FHA)
  • Home Equity Lines of Credit

Learn More About the Homebuying Process

To learn if American Bank is the right mortgage partner for you, click Our Online Application.

Completing an online application is not considered a loan approval and does not guarantee an interest rate. For detailed information on loan approvals and mortgage rates, please connect with Our Team.

Learn More Apply Online Secure File Transfer

Mortgage Lending Blogs & Financial Classes

Do You Have First-Time Homebuyer Anxiety?

  Here's What You Need to Know.

Fixed Rate versus Floating Rate:

  Which Interest Rate Structure is Best?

Buying a Home



Take Class

Considering Homeownership


Take Class

Mortgage Relief

Take Class


Take Class

Should I Refinance my Mortgage?

Take Class


Mortgage Lending Team

For more information, contact one of our mortgage consultants to complete an application.

Dan S. Smith >

Dan Smith


Vice President
Mortgage Division Manager - All Markets


Email Dan

Jacob J. Maier >

Jacob Maier


Mortgage Loan Officer - St. Louis Metro


Email Jacob

Sharon A. Colbert >

Sharon 1


Mortgage Loan Officer - Hannibal


Email Sharon




Back to Top