Your Bank. Your Card

It's the only card you need for everything you need to do. Choose the Card that Works for You: Low Rate or Preferred Points Rewards & Visa or MasterCard.

Low Rate Card

Features

  • No Annual Fee*

  • Low Introductory Rate for the First Six Months

  • Competitive Ongoing Annual Percentage Rate (APR)*

  • Exceptional Features & Benefits

  • 25-Day Interest-Free Grace Period on all Purchases, No Grace Period on Cash Advances

  • 24-Hour Toll-Free Live Customer Assistance available at 800-367-7576

Fees

  • Other Fees May Vary, see the Downloadable Application for Further Details

Download Application

*See the application for information about current APRs and Fees

Preferred Points Rewards Card

Features

  • No Annual Fee*
  • Earn One Point for Each Dollar Spent, up to 10,000 Points per Month
  • Redeem Points for Rewards such as Cash-Back, Retail Gift Cards and Much More
  • Low Introductory Rate for the First Six Months
  • Competitive Ongoing APR*
  • 25-Day Interest-Free Grace Period on all Purchases, No Grace Period on Cash Advances
  • 24-Hour Toll-Free Live Customer Assistance available at 800-367-7576

Fees

  • Other Fees May Very, see the Downloadable Application for Further Details

Download Application

Sign Up Today!

Download the application below and return by fax (877-809-9162) or email (banksupport@tib.bank) OR login to your secure online banking and apply instantly.

Apply Now

Financial Classes

Credit Scores & Reports

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Debt Management

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Credit Cards

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Why you should pay more than the minimum balance of your credit card

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