Consumer & Business Online Agreement
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Consumer Mobile Terms & Conditions
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Business Mobile Terms & Conditions
Electronic Funds Transfer Disclosure
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Funds Availability Disclosure
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The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC is backed by the full faith and credit of the US government and since being established in 1933, no depositor has lost a penny of FDIC-insured funds.
FDIC insurance covers all deposit accounts, including:
- Checking accounts
- Savings Accounts
- Money Market deposit accounts
- Certificates of deposit
FDIC insurance does not cover other financial products and services that banks may offer, such as stocks, bonds, mutual funds, life insurance policies, annuities or securities.
How much is covered?
The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.