Treasury Management

In today’s fast-paced business world, intelligent treasury management is critical to every organization’s success.

What Kind of Treasury Management Services Do You Need?

American Bank of Freedom offers an array of individualized treasury management products and services suitable for businesses across different industries. Streamline financial management and stay in full control of your funds with all or any combination of our available products. Speed up access to available cash, reduce risk of fraud, lower internal cost and improve cash flow - all while keeping your accounts secure.

What Makes Us Different

American Bank of Freedom's solutions are customized to your employees, your customers and your specific needs. Our wide range of offerings will help manage your money more effectively, and many services can be implemented within days, not weeks. You get a dedicated team of professionals committed to the success of your business. Our team approach includes on-site training along with continuous support. 

Our offerings include:

Business Online Banking

Our Business Online Banking Services offer anytime, anywhere access to your accounts and peace of mind knowing your financial information is secure. 

  • View balances and activity
  • Use one login for multiple accounts, loans or deposits
  • Transfer money between accounts and set up automatic transfers
  • View check images and electronic documents

Business Bill Pay

Save yourself the stamp and a check by conveniently paying bills from your American Bank of Freedom online account using Business Bill Pay. Electronic payments will immediately be debited from your account, improving cash flow and accuracy. 

Remote Deposit Capture

Eliminate trips to the bank by scanning check deposits right from your desk or mobile phone. American Bank of Freedom will help you install the scanner and provide training. Same-day credits can be made up to 4 p.m. CST, giving your quick access to funds. 

Automated Clearing House (ACH) Origination

ACH origination provide businesses the opportunity to effectively manage their payables and receivables process. This replaces inconvenience and cost of dispersing payments via traditional paper check or manually coordinating complex payroll with a faster, more secure electronic alternative. Some of the ways our business customers can use ACH include: 

  • Direct deposit of payroll
  • Vendor payments
  • Rent collection
  • Membership fees

Lockbox Services

Streamline deposit processing, improve receivable management and speed up posting of remittances. To do this, the bank sets up a post office box, and you direct your customers to send their payments to the new address. Payments are processed and deposited into your checking account. You'll receive a daily image file with this information. 

Wire Transfers

By working with American Bank of Freedom, you’re able to send and receive wire transfers whenever needed. Your various partners and affiliates might have different payment preferences, so it’s ideal to have a degree of flexibility in your treasury management operations.

Positive Pay

This powerful tool will quickly detect possible fraudulent or counterfeit checks as well as unauthorized ACH debits, reducing the risk of financial loss and safeguarding your reputation. It uses your business's file of issued checks to match the presented check. If it does not match, the item will not be paid without your business's authorization. 

Business Mobile Banking and Deposit

All of the features of our Business Online Banking are also available on mobile. For those times when you’re away from your office but can’t stop at the branch, our secure mobile banking and deposit allow you to take care of your business’s cash flow management wherever you might be.

  • Deposit checks and make payments
  • View transaction history
  • Approve Positive Pay exceptions
  • Approve ACH or wire transfers

Security

Protecting your information is our top priority, which is why we offer many security features that can be personalised for your business's unique needs: dual control for employees; secure tokens with a choice between virtual or a key fob; and more!

Merchant Processing

American Bank of Freedom partners with FiNet to offer credit card processing with competitive rates. Get started with a free; no obligation cost analysis. 

Features Include:

  • No application or cancellation fees
  • A dedicated support team
  • No monthly minimums 

Business Credit Cards

Your business credit card shouldn't be all about business; it should be about rewards, benefits and flexibility, too. 

  • Choose between Mastercard or Visa
  • Improve cash flow
  • Increase buying power
  • Track business spending
  • Manage employee expenses
  • Exceptional features and benefits
  • Flexible reward options

*Additional fees may apply for Treasury Management Services. 

Meet our Treasury Management Officer

Lindsay Hurt

Vice President – Treasury Management Officer

Visit Profile

If you would like our Treasury Management Department to reach out to you, please use the form below.

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