Privacy Policy

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Rev. 12/2020

Facts

What does American Bank of Missouri do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • payment history and credit scores
  • credit history and account balances

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American Bank of Missouri chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does American Bank of Missouri share?

Can you limit this sharing?

For our everyday business purposes-
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes

No

For our marketing purposes-
To offer our products and services to you.

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes-
Information about your transactions and experiences.

Yes

No

For our affiliates’ everyday business purposes-
Information about your creditworthiness.

No

We do not share

For our affiliates to market to you

No

We do not share

For nonaffiliates to market to you

No

We do not share

Questions?

Call (636) 745-2888 or go to www.americanbankofmissouri.bank

What we do

How does American Bank of Missouri protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does American Bank of Missouri collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or give us your employment history
  • make deposits or withdrawals from your account or open an account
  • show your driver's license

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a bank holding company.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include non affiliates including credit card issuers and
    Advertising Marketing.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include credit card issuers and Advertising Marketing.

Other Important Information