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Effective 10-09-2020ACKNOWLEDGEMENT AND ACCEPTANCE OF TERMSAmerican Bank of Missouri is committed to protecting your privacy. This Online & Mobile Privacy Practices Notice describes American Bank of Missouri’s online and mobile privacy practices and applies to anyone who visits our website or American Bank of Missouri-branded social media sites or pages, or uses our mobile applications (“Mobiliti”) This statement explains which types of personally identifiable information (PII) we collect on our websites and what we do with such information, as well as the procedures for controlling what information is collected. It should be read in conjunction with the Website Terms of Use. This specifically applies to the general use of the Online Services only. For information on the collection and use of Non-Public Personally Identifiable Information for individuals who obtain financial products or services from American Bank of Missouri, please view American Bank of Missouri’s Privacy Policy. Your ConsentEach time you use our Online Services, you are indicating your acknowledgement and consent to the collection, use and disclosure of information about you, collected through our Online Services as set forth in this Policy. We may revise this Policy periodically without advance notice. We will let you know of any changes by posting a revised Policy on our website with a new effective date. If you do not accept the terms outlined in this Policy or revised Policy, please do not use our Online Services. Information We Collect & How We Use ItIn general, we collect certain non-Personally Identifiable Information when you access our Online Services. We may collect Personally Identifiable Information, such as your name, mailing address, email address or telephone number, when you voluntarily provide it to us through forms on our websites and online applications. We may use and disclose your personal information that is collected through our Online Services in accordance with applicable law and the applicable consumer customer privacy notice, which uses may include:
Ways We Collect Non-Personally Identifiable Information
Email MarketingEmail advertisements sent to you by American Bank of Missouri will include instructions on how to opt out of receiving such emails in the future. If you are a customer and you elect to opt out of receiving email advertisements, we may still send you emails about your account relationships with us. Online Behavioral Advertising and Google Analytics Advertising FeaturesAmerican Bank of Missouri advertises online (through our bank-branded social media pages, and on other sites and mobile apps not affiliated with American Bank of Missouri.) We use Google AdWords Remarketing and Google Analytics Demographics and Interest Reporting to advertise American Bank of Missouri across the Internet, in particular on the Google Display Network. AdWords Remarketing will show you ads based on your past interactions with American Bank of Missouri website by placing a cookie in your browser. This cookie does not in any way provide us with identifying information such as name, account numbers, social security numbers, or addresses nor does it give us access to your computer or mobile device. This cookie is used to indicate to other websites that you visited a particular page and would be responsive to ads relating to that page. Google Analytics Demographics and Interests data provides information about the age and gender of our website’s users, along with the interests they express in their online browsing and purchasing activities. If you do not wish to see ads from American Bank of Missouri, you can opt out by visiting Google’s Ads Settings. To opt out of a third-party vendor’s use of cookies, visit the Network Advertising Initiative opt-out page, where you may opt out of cookie-enabled interest-based advertising by some or all members by 1) using opt-out cookies to store your preferences in your browser or by 2) using the “Choose All Companies” feature to opt out in one step from all currently participating NAI member companies that use cookies on your browser for Interest-Based Advertising. Opting out does not mean you will no longer receive online advertising. It does mean that the NAI member company or companies from which you opted out will no longer customize ads based on your interests and web usage patterns using cookie-based technology. Opting out relies on information in the unique cookies placed on your web browser by NAI partners, so if you delete cookies, use a different device, or change web browsers, you may need to opt out again. Third Party Vendors & Links to Other WebsitesWe may place links to other websites or third party vendors on our websites and social media pages. American Bank of Missouri has no control over any other website and is not responsible for the content on any sites other than our own. Users assume all responsibility when they go to other sites via the links on our websites and social media pages, and they accept the individual privacy policies of those sites or third party vendors. Children's Online Privacy Protection Act (COPPA)The Children's Online Privacy Protection Act (COPPA), as set forth by The Federal Trade Commission, prohibits unfair or deceptive acts or practices in connection with the collection, use, and/or disclosure of personal information from and about children on the Internet. Accordingly, American Bank of Missouri does not intentionally collect personal information from children under age 13 on any of our websites without prior consent from their parents or legal guardians. To learn more about COPPA, please visit https://www.ftc.gov/tips-advice/business-center/privacy-and-security/children%27s-privacy. Changes To These PracticesBy using our website, you agree to the terms and privacy practices in this statement, including updates made to this agreement in the future. This statement is effective as of 10/9/2020. If you have questions regarding American Bank of Missouri’s Online and Mobile Privacy Practices, please contact us at contactus@myamericanbank.net. This email address is generally monitored during regular bank hours.
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